Our Expertise and Services
Our team of advisers will educate you on how to plan for life’s events. With a combined experience of over 200 years there is not much we haven’t seen.
Maximizing Social Security
David Cowan– is an expert in this field with thousands attending his Maximize Your Social Security Workshops each year. He also trains CPA’s on the in’s and out’s of Social Security. With Social Security being the only source of constant income in retirement, David can show people how to receive tens of thousands in extra benefits. Plan to attend a workshop near you!
Corporate Speakers and Educational Workshops (Contact Renee Cowan to schedule a workshop or Speaker)
Any of our associates are available to speak on a variety of relevant financial subjects. – Social Security Maximization and Taxation – Medicaid Planning Protection – Estate and Probate – Tax Preparation for Retirees – Retirement Income Planning for Retirees – Be Mortgage Free in Ten Years or Less – Turn Your Retirement Account into a Tax Free Income – VA Pension Benefit/ Aid and Attendance – Final Expense and Advance Funeral Planning – Long-term Care Planning with and without long-term care insurance.
Long-Term Care
Armen Abrahamian – who is a very well-known long-term care adviser, works with our clients showing them various methods that can be used to protect assets from a long-term illness even if it’s last minute planning. There are many planning options to protect your hard earned assets. Armen has been endorsed by his local AAA Motor Club to guide it’s 500,000 members in long- term care protection.
Medical Coverage
Thomas Maercklein – works with our clients who are retired and looking into Medicare Advantage Plans or who are not yet eligible for Medicare and need Health Insurance Coverage. He is familiar with the new Obama Care plans available and the tax incentives that go along with them. Tom is an independent agent representing most major plans. He takes the time to educate clients on their health coverage options.
Business Planning
Tom Perrone – works with our business clientele and executives looking to plan their retirement with the use of specialty plans and products. Tom has guided many small business owners on how to use some of their profits to have a tax free retirement for life. He also helps small business owners in their succession planning.
Funeral Planning
James Cowan – works with our clients who are looks for Prearrangement Funeral. Jamie is a funeral director who knows the in’s and out of planning and can negotiate with the funeral homes for you.
Veterans Benefits
James Cowan – works with war time veterans and their widows in educating and helping them obtain a tax free benefit of $2,000 or more per month to help out with medical expenses. He has helped my in-laws receive $1,976.00 per month to help with their in home care giver experience; we are forever in his debt for all he has done.
Legacy Planning
All our associates are well versed in legacy protection, as well as, ways to leave a probate and tax free legacy to your loved ones. We firmly believe that with a clear focused plan, that a client should be able to establish a hassle free and financially stable legacy. This is our goal. This is our passion.
